Pre-Qualified vs. Pre-Approved

Every other "mortgage" website you go to will have a link somewhere that says something like "Click here to get pre-qualified."

All that a pre-qualification effectively does is let a company know you're looking for a mortgage in Utah, or wherever you might be. What you need is to get a pre-approval. This is a more involved process and involves a loan officer analyzing your credit and income to assess how much you can feasibly borrow for you mortgage.

If you are thinking about buying a house in Utah, give me a call and we'll start the process to get you a pre-approval so when you go out looking for a house, you'll be prepared to jump on one of the great deals that are for sale in Utah right now.