How to buy a house

You hear it on the news, you see it when you drive down the streets — it’s a buyer’s market. There are a ton of houses that you can buy with mortgage payments below what you’d pay for the rent on an apartment. For the millions of young people in America who have never bought a house before, it can be a Mt. Everest that is just a little scary to start climbing. If you want to know how to buy a house, it’s more like a speed bump than a Mt. Everest. It’s this simple. To get started, all a loan officer needs is your pay stubs for the last 2 months, your social security number so they can get your credit report, a valid ID, and a copy of your bank statement. From there the loan officer will analyze all that information and tell you how much house you can afford. From there you get in touch with a realtor, find a house, and sign the papers. Most transactions happen in less than a month, from start to moving in. So you wanted to know how to buy a house? It’s pretty simple.